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  • At the start of the Frank Bruce sculpture trail at Feshiebridge http://t.co/MSJk...

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    13:57Danny Alexander

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    At the start of the Frank Bruce sculpture trail at Feshiebridge http://t.co/MSJkvF81lz

  • Eric Pickles | we won't be stopped by stupid officialdom from flying our flags with pride http:...

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    12:53Eric Pickles

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    we won't be stopped by stupid officialdom from flying our flags with pride http://t.co/ekhKDq2jda #theonlywayiswessex

  • Nick Clegg's letter today " This is an open, diverse and generous nation" sums i...

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    10:52Olly Grender

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    Nick Clegg's letter today " This is an open, diverse and generous nation" sums it up for me

  • Conservative Home | Unsexy perhaps, but deadly serious - the Coalition must not fail oninfrastructu...

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    09:05ToryDiary

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    Infrastructure is never going to be the sexiest part of the deeply unsexy field which is public policy. But it is just about the most important - if it goes wrong.  There are few rewards given to poli...

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Welcome

Visa Europe is a payments business.

By making payments easier, we bring more speed, security and simplicity to consumers, retailers and businesses, banks, other payment service providers and governments.

Visa Europe is a not-for-profit membership association, wholly owned, controlled and operated by more than 4,000 members – banks and other payment service providers, from 36 countries across Europe.

We don't issue cards. We don't sign up retailers. We don't decide cardholder or retailer fees. All this is done by the banks and other payment service providers who are members of Visa Europe.

We provide the brand, systems, services and rules that help make electronic payments between millions of European consumers, retailers and businesses and governments happen.

Our role is to connect the four groups in the transaction process:

• Issuers – the banks and other payment service providers that issue Visa cards to their customers
• Acquirers – the banks and other payment service providers that sign up retailers to accept Visa payments
• Cardholders – the people who use Visa cards to make fast, secure electronic payments
• Retailers – the businesses that accept Visa cards, benefiting from increased speed, efficiency and security, as well as guaranteed payment.

In Europe, there are 460 million Visa debit, credit and commercial cards.

In the 12 months ending June 2012 those cards were used to make purchases and cash withdrawals to the value of €1.8 trillion. 14% of consumer spending at the point of sale in Europe is with a Visa card, and almost 80% of that is on Visa debit cards.

Please view information on the Visa Contactless Barometer

For more information please visit www.visaeurope.com or contact us.

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