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Moat is a housing association providing affordable homes in thriving communities for people in London and the South East. For over forty years we have delivered high quality general needs homes for social rent, Affordable Rent, retirement and independent living. We also have a strong low cost home ownership offer, with an excellent track record of helping people into homeownership. We are one of the HCA’s development partners and currently develop over 500 new homes per year.
The work of housing associations
Housing associations provide affordable homes and services for people in housing need. They are independent organisations (many are charitable) and non-profit making. There are around 1,400 housing associations providing 1.8 million homes across England.
Housing associations are the country's main provider of new homes for Affordable Rent. Many also offer shared ownership schemes to help people on low-to-middle incomes onto the housing ladder. Housing associations also provide much of the country's supported housing, with specialist services for vulnerable people such as those with mental health issues, learning disabilities, or women fleeing domestic violence.
Housing associations fund the development of new affordable homes by using privately raised finance together with funding provided by the Homes and Communities Agency (HCA).
Housing associations are managed by Boards of Management comprising independent people and volunteers. These boards have overall responsibility for the work of the organisation. Board members may include residents, representatives of local authorities, community groups and business people.
All housing organisations in England are known as Registered Providers and are regulated by the HCA.